Pre-approval!!!  Unless you have cash, this is the strongest method you can put in your realtor’s hand to show you are ready willing and most importantly CAPABLE, of purchasing the home they are showing you.  The first question you will receive from a realtor is, “Are you pre-approved (some will only ask for pre-qualification), and…

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Unusual day for mortgage interest rates today…no change! It appears the possibility of a trade war has investors somewhat stymied on what to do next. Good time to take advantage of rates now. Give me a call and we will see if it makes sense for you!

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The Fed raised short term interest rates last week. FYI – to date, it has only helped long-term interest rates come down…albeit slightly. What it really affects are people who carry balances on their credit cards, Home Equity Lines of Credit and Adjustable Rate home loans. If you are on the fence for a fixed…

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Great news! Now every county in California can get financing up to $679,650.00 up to 80% loan to value. Call Michael Mitchell for more information!

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