The most recent purchase closed loan went from application to signing loan documents in less than 15 days! There’s a couple of reasons for that. First off the client called early to get pre-qualified. When they found the home they wanted, we were ready to go with the loan! The only thing that held us…

Most of you know that mortgage rates have streamed higher in the last few weeks, but, that can actually work in your favor if you are a ready, willing and able buyer right now! The Silver Lining is you, as the buyer, will have less competition. Sellers will be more willing to offer credits, and…

Conforming mortgage limits just went up to $845,000! So, sometimes when things go up…it’s a GOOD thing!And one of those good things, is you can use me to take advantage of that new limit, even though (at the time of this writing, only one lender has it available! Although others will follow, isn’t it good…

If you are 62 or over and have high equity in your home, then we need to talk about Reverse Mortgage options! Especially, if you want to get rid of that principal and interest payment you keep having to come up with every month! With a Reverse Mortgage, you will still have to pay your…

If you follow mortgage rates daily…like I do, then you might have noticed we have been in a “Goundhog Day” market for quite some time! If you are too young to understand the reference, I encourage you to see the Bill Murray movie, “Ground Hog Day”. Or just look for it on your favorite search…

Gas prices came down considerably today on the news that there will be a signed agreement with Iran to end any fighting by either side! Could mortgage rates be next? As with any agreement, the devil is in the details…so…we will see most likely in the days to come whether or not there will be…

While rate watching on a daily basis, let’s take a little time for some Mortgage Market This & That! If you are about to be in need of a mortgage, you’ve probably noticed that rates are still stubborn and fluctuate only in a small bracket. That appears to not be changing soon, unless there is…

As anyone who is in the middle of a purchase or refinance and hasn’t locked their loan yet can tell you…Uncertainty is heck on rates! And if you consider heck as 1/2 of a point, then that’s about what has happened since the conflict in Iran began. The remedy to this situation will be the…

Lock now?! I would! That is if you are in the middle of a purchase or refinance. The current Iran conflict has spread some insecurity among large investors as to where they should put their investments. As of right now, it is not in Treasury Bonds, and that has led to slightly higher rates than…